What taxes do you pay when buying property in Armenia?

The main acquisition cost is the state duty charged on the declared transfer value, plus a fixed cadastre registration fee for recording the new ownership. Armenia does not levy a separate large transfer-tax on top, so acquisition costs are relatively modest compared with many countries.

How much is the registration fee at the cadastre?

The State Committee of the Real Property Cadastre charges a fixed registration fee, commonly around AMD 3,000 for recording a change of ownership. Additional fixed charges may apply for extracts, certificates or expedited service. The fee is a flat amount, not a percentage of the price.

Is the buyer or seller liable for these costs?

In practice the buyer usually pays the registration fee and notary costs, while the parties agree who bears the state duty. Any capital gains on the seller's side are taxed separately under income tax rules and are not part of the buyer's acquisition cost.

Are there exemptions for first-time buyers in Armenia?

Armenia periodically runs income-tax refund schemes linked to mortgage interest for buyers of newly built homes rather than transfer-tax exemptions. The fixed registration fee and any state duty still apply. Check current government programmes, as incentives change.

Does this calculator store my data?

No. All calculations run locally in your browser and nothing is uploaded, so your figures stay private.

Armenia Stamp Duty / Transfer Tax Calculator

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This Armenia property transfer tax calculator estimates what you pay to acquire and register a property in Armenia. Unlike many countries, Armenia keeps acquisition costs modest: a state duty on the declared value plus a fixed cadastre registration fee (commonly around AMD 3,000).

How it works

The acquisition cost is the sum of a percentage duty and a flat fee:

state duty       = declared value × duty rate
registration fee = fixed amount (≈ AMD 3,000)
total cost       = state duty + registration fee

The state duty rate is applied to the declared transfer value registered with the cadastre, and the registration fee is a flat charge for recording the new ownership.

Example

A property declared at AMD 50,000,000 with a 0.25% state duty rate gives a duty of AMD 125,000. Adding the AMD 3,000 registration fee, the total acquisition cost is about AMD 128,000.

Notes

Rates and fixed fees follow Armenian state duty and cadastre schedules and can change — verify the current figures with the State Committee of the Real Property Cadastre or a notary. Notary fees, agent commission and any mortgage costs are separate and not included. This is an estimate, not legal or tax advice.