If you are paid hourly, comparing job offers and budgeting both work better in annual terms — and in California, the gap between gross salary and take-home pay is large. This calculator converts your hourly wage to a yearly salary and then estimates your real California net pay after federal, state, and payroll taxes.
How it works
The conversion is straightforward, then several taxes are layered on top of the gross:
gross annual = hourly rate × hours per week × 52
federal tax = progressive federal brackets on (gross − standard deduction)
state tax = progressive California brackets on (gross − CA standard deduction)
Social Sec = 6.2% of gross (up to the wage base)
Medicare = 1.45% of gross
CA SDI = ~1.1% of gross
net pay = gross − federal − state − Social Security − Medicare − SDI
California’s progressive state income tax and mandatory State Disability Insurance deduction are what make in-state take-home noticeably lower than in no-income-tax states for the same gross salary.
Example
At 35 per hour for 40 hours a week, gross annual is 35 × 40 × 52 = 72,800.
After federal tax, California state tax, Social Security, Medicare, and SDI, a
single filer nets roughly 55,000–57,000, or about 2,150 per bi-weekly
paycheck.
Notes
This uses standard deductions and simplified brackets — your real paycheck depends on 401(k) and health pre-tax contributions, extra withholding, and any local taxes. Overtime paid at 1.5x and bonuses are not modeled; add hours or a blended rate to approximate them.