Finance & Money

153 free finance & money tools in the Calculators & Converters collection — every one runs in your browser with no signup and no uploads. Page 2 of 2.

Debt Payoff Planner (Snowball vs Avalanche)

List your debts, compare snowball and avalanche, and see your debt-free date on a chart.

50/30/20 Budget Calculator

Split your take-home pay into needs, wants and savings.

Refinance Break-Even Calculator

Find how long until a refinance pays for itself.

Mortgage Points Calculator

See if buying discount points is worth the up-front cost.

Coast FIRE Calculator

Find the portfolio you need today to coast to retirement.

Money Counter

Add up cash by counting notes and coins.

Expense Tracker

Log spending by category, see monthly totals and a category chart, then export to CSV.

Investment Scenario Comparison

Compare lump-sum, dollar-cost averaging and a mixed strategy side by side.

Rent vs Buy Comparison Calculator

Full multi-year comparison with breakeven point and net-worth chart.

Tip Per Person Table

One bill and tip — see each person's share for any group size.

Salary Negotiation Modeler

Compare job offers side by side — base, bonus, equity and benefits as one total-comp number.

Savings Goal Tracker

Track multiple savings goals with progress bars and a projection chart.

Gross Rent Multiplier Calculator

Price relative to gross annual rent.

Coast FIRE Calculator (Pro)

See if your pot can coast to retirement, with a year-by-year chart.

Mortgage Overpayment Scenarios

Compare three overpayment strategies side by side on one mortgage.

Event Budget Planner

Plan event costs by category, track vendors and paid status, see the spend breakdown.

Net Worth Tracker

Log assets and liabilities over time and watch your net worth trend.

Debt-Free Date Calculator

See exactly when you'll be debt-free and how much interest you'll pay.

Group Expense Splitter

Add people and shared expenses, then see exactly who owes whom.

Savings Challenge Tracker

Run a 52-week or custom savings challenge, tick off weeks and watch your total grow.

Budget Forecaster

Turn recurring income and expenses into a 12-month projected balance chart.

Amortization Schedule Calculator

Loan amount, rate and term to a full month-by-month principal and interest table.

Invoice Tracker

Track who owes you, what is overdue, and your total outstanding — exportable to CSV.

Wedding Budget Planner

Track estimated vs actual costs, payments and your target — all in your browser.

Debt Snowball Tracker

Plan your debt payoff, compare snowball vs avalanche, and see the date you go debt-free.

Road Trip Cost Splitter

Plan a multi-leg road trip, total fuel, tolls and parking, then split fairly.

Freelance Project Quote Builder

Turn hours and rates into a polished client quote with deposit terms.

Sinking Fund Planner

Plan multiple savings goals and see exactly how much to set aside each month.

Multiplication Table Generator

Make printable times-table charts and blank practice worksheets, then export to PDF.

Car Loan Calculator

Monthly payment, total interest and a full schedule from price, deposit, trade-in, APR, term, fees and tax.

401(k) Calculator

Project your retirement balance from salary, contribution rate, employer match and returns.

CAGR Calculator

Compound annual growth rate from a beginning and ending value.

Dividend Yield Calculator

Turn a share price and dividend into yield %, annual income and yield-on-cost.

FIRE Number Calculator

Find your financial-independence target and how many years until you reach it.

Home Affordability Calculator

How much house can you afford? Income, debts and deposit to a max price.

Inflation Calculator

Convert money between two years and see how inflation erodes its buying power.

Markup Calculator

Turn cost and markup into selling price, profit, and margin — or work it backwards.

Roth IRA Calculator

Project your tax-free retirement balance from contributions, years and return.

Rule of 72 Calculator

How long money takes to double — or the rate needed.

Break-Even Calculator

Find how many units you must sell to cover your costs — with a chart.

Profit Margin Calculator

Cost and price to gross margin, markup, profit and break-even — with reverse solve.

Unemployment Benefits by State 2025 — Max Weekly Amount & Weeks (All 50 States + DC)

Compare the maximum weekly unemployment benefit and how many weeks you can collect in every US state and DC, in one sortable table — then open your state's full benefit calculator.

Rent Affordability Calculator

Income, the 30% rule and your expenses — your recommended maximum rent.

Emergency Fund Calculator

Size your safety net and get a month-by-month plan to reach it.

Overtime-Exempt Salary Threshold by State 2026 — All 50 States + DC

Compare the white-collar (EAP) overtime-exempt salary floor in every US state and DC in one sortable table — weekly and annual — plus the federal $684/week and the six states that set a higher floor.

District of Columbia Overtime-Exempt Salary Threshold 2026

District of Columbia follows the federal $684/week ($35,568/year) exempt salary floor. Check if a salary qualifies for the overtime exemption.

Annuity Calculator

Calculate present value, future value, or periodic payment for any annuity.

Bond Price Calculator

Price a bond from its yield — or back-solve the YTM from a market price.

Bond Yield Calculator

Calculate YTM, bond price, duration, convexity and DV01 instantly.

Gross Profit Calculator

Calculate gross profit, gross margin %, and COGS ratio across multiple periods or product lines.

IRR Calculator

Find the Internal Rate of Return for any series of cash flows — instantly.

NPV Calculator

Calculate Net Present Value, IRR, payback period and a full discounted cash-flow schedule.

Perpetuity Calculator

Price any infinite stream of payments — ordinary, growing, or deferred.