The Colorado unemployment benefit estimator applies the state’s two weekly benefit formulas and pays the higher result, capped at the state maximum, so you can plan around an accurate weekly figure before you file.
How it works
Colorado calculates your Weekly Benefit Amount (WBA) two ways and uses the larger:
- High-quarter formula:
60%of1/26of your highest base-period quarter. This rewards workers who had one strong earnings quarter. - Annual-wage formula:
50%of1/52of your total base-period wages. This favors workers with steady earnings across all four quarters.
The larger of the two is your WBA, then it is capped at the state maximum
(about $781 for 2024 benefit years). Your maximum total benefit is the
lesser of 26 × WBA or one-third of your total base-period wages, which sets how
many weeks you can receive.
Worked example
Base-period quarters of $12,000, $12,000, $13,000, and $11,000
(total $48,000, high quarter $13,000):
- High-quarter:
0.60 × ($13,000 ÷ 26) = $300/week - Annual-wage:
0.50 × ($48,000 ÷ 52) ≈ $461.54/week - WBA =
$461.54(the higher, under the cap) - Max total benefit: lesser of
26 × $461.54 = $12,000or$48,000 ÷ 3 = $16,000→$12,000, about 26 weeks.
Notes and tips
- Only gross wages from covered employment count toward your base period; self-employment and 1099 income generally do not.
- If you do not qualify under the standard base period, Colorado may use an alternate base period that includes more recent earnings.
- You must keep meeting weekly job-search and availability requirements to continue receiving benefits — eligibility is separate from the dollar amount this tool estimates.