What is Delaware's state income tax rate?

Delaware uses a progressive income tax with brackets from 0% on the first $2,000 of taxable income up to a top rate of 6.6% on income over $60,000. The brackets are the same for single and married-joint filers. Delaware also provides a standard deduction and a personal credit per exemption that reduce the tax owed.

Does Delaware have a local income tax?

Only the City of Wilmington imposes a local income tax, a 1.25% earned-income (wage) tax that applies to residents and to non-residents who work within the city. There is no local income tax elsewhere in Delaware, so most workers only owe state and federal taxes plus FICA.

Does Delaware withhold for state disability insurance?

No. Delaware does not have a mandatory state disability insurance (SDI) payroll deduction, unlike California or New Jersey. Your Delaware deductions are limited to FICA, federal income tax, Delaware state income tax, and, if applicable, the Wilmington wage tax.

How is FICA calculated on my paycheck?

Social Security is 6.2% of wages up to the annual wage base ($168,600 for 2024), and Medicare is 1.45% on all wages with an extra 0.9% on wages over $200,000. These federal payroll taxes apply in every state, including Delaware, and are withheld before you receive your net pay.

Why isn't federal income tax shown in my take-home?

Federal income tax withholding depends heavily on your W-4 elections, allowances, and the IRS percentage-method tables, which vary widely by individual. This calculator focuses on the items that are predictable for a Delaware worker: FICA, Delaware state income tax, and the Wilmington wage tax. Add your federal withholding separately for a complete picture.

Delaware Paycheck Calculator

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The Delaware Paycheck Calculator estimates your take-home pay by applying the payroll deductions a Delaware worker actually faces: Social Security and Medicare (FICA), Delaware’s progressive state income tax, and the Wilmington 1.25% wage tax if you work or live in the city. Delaware notably has no state disability insurance deduction and no local income tax outside Wilmington, which keeps most Delaware paychecks simpler than in many states.

How it works

The calculator annualizes your pay, then layers on each deduction:

FICA — Social Security at 6.2% up to the $168,600 wage base, plus Medicare at 1.45% on all wages (with an extra 0.9% above $200,000).
Delaware income tax — your annual wages, less the standard deduction ($3,250 single / $6,500 married-joint), are run through Delaware’s brackets: 0% to $2,000, then 2.2%, 3.9%, 4.8%, 5.2%, 5.55%, and 6.6% on income over $60,000. A $110 personal credit per exemption is then subtracted.
Wilmington wage tax — if you check the box, 1.25% of gross earned income is added.

The remainder is your net pay, which the tool divides back into your chosen pay frequency.

Example

A worker earning $2,500 bi-weekly grosses $65,000 a year. After the $3,250 standard deduction, Delaware taxable income is $61,750, producing about $3,150 of state tax before credits. Subtracting a $110 personal credit and adding FICA gives a meaningful but moderate deduction load — and if they work in Wilmington, another $812 per year in city wage tax applies.

Notes

Federal income tax withholding is not included because it depends on your W-4 and IRS percentage tables. This tool isolates the predictable Delaware-specific items. Treat the output as an estimate for budgeting, not an exact pay stub.