This Denmark stamp duty calculator estimates the tinglysningsafgift — the registration duty you pay when buying property or taking out a mortgage in Denmark. It splits out the title-deed duty, the mortgage duty and the fixed fees so you can budget the upfront cost before completing.
How it works
Denmark’s transfer cost is a registration duty (tinglysningsafgift), not a percentage-only “stamp duty” like some countries. Two registrations can be charged:
- Title deed (skøde):
0.6%of the value plus a fixedDKK 1,730fee. The 0.6% is charged on the greater of the purchase price or the public property valuation. - Mortgage deed (pant): registering a new mortgage costs
1.45%of the loan plus the sameDKK 1,730fixed fee.
The total is the sum of both variable duties and both fixed fees.
Example
On a DKK 3,500,000 home with a DKK 2,800,000 new mortgage: the title-deed duty is 0.6% x 3,500,000 = DKK 21,000 plus DKK 1,730; the mortgage duty is 1.45% x 2,800,000 = DKK 40,600 plus another DKK 1,730. The total registration cost is about DKK 65,060.
Notes
Re-using the seller’s existing mortgage deed can save the 1.45% on that slice, so ask your bank whether a deed transfer is possible. Gifts and inheritances are registered under the same rules. Figures use the DKK 1,730 fixed fee; confirm the current amount with your advisor, as it is adjusted periodically.