When do I have to file Form 709?

You generally must file Form 709 for any year you give more than $19,000 (2025) to a single recipient, even if no tax is due, because the excess is a taxable gift that uses lifetime exemption. Gifts within the annual exclusion usually need no return. (Source: IRS Instructions for Form 709 (2025).)

Is this federal or state gift tax?

This is the federal gift tax only. There is effectively no state gift tax in the U.S. today — Connecticut, the last state with a standalone gift tax, repealed it for gifts made on or after January 1, 2023. (Source: Connecticut Department of Revenue Services.)

Is my data sent anywhere when I use this calculator?

No. All calculations run entirely in your browser using JavaScript. No gift amounts, recipient counts, or other inputs are ever transmitted to any server.

What is the Do I Have to Pay Gift Tax in 2025? — Free Calculator?

Free 2025 "do I owe gift tax?" calculator. Most gifts owe nothing: up to $19,000 per person per year is fully excluded, and amounts above that reduce your $13,990,000 lifetime exemption before any tax is due. Source: IRS Rev. Proc. 2024-40 and IRS "Instructions for Form 709 (2025)"; rate schedule per IRC §2001(c). Runs entirely in your browser; no data sent to any server. Not tax or legal advice. It runs free in your browser on Gera Tools, with nothing uploaded.

Do I Have to Pay Gift Tax in 2025? — Free Calculator

Name: Do I Have to Pay Gift Tax in 2025? — Free Calculator
Creator: Gera Tools
License: https://creativecommons.org/licenses/by/4.0/

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Do I Have to Pay Gift Tax in 2025? (2025)

Most people owe no gift tax. Up to $19,000 per recipient per year (2025) is fully excluded, and amounts above that simply reduce your $13,990,000 lifetime exemption before any tax is due.

Enter a gift below to see how much fits inside the annual exclusion, how much is a taxable gift, how much of your lifetime exemption it uses, and whether any gift tax is actually due. Everything runs in your browser — no data is transmitted.

Important: This covers the federal gift tax only — it excludes generation-skipping transfer (GST) tax and any state rules (there is effectively no state gift tax today). The lifetime figure is the unified gift & estate tax exemption you share across lifetime gifts and your estate. Source: IRS Rev. Proc. 2024-40 and IRS “Instructions for Form 709 (2025)”; rate schedule per IRC §2001(c); figures for the 2025 tax year, data as of 2024-10-22. Rates and exemptions change; this is not tax or legal advice.