El Paso Cost-of-Living Index

Compare El Paso living costs (index 84) to the US national average of 100.

Free El Paso cost-of-living tool: benchmarks El Paso's composite index of 84 against the US average of 100 across housing, groceries, transportation, utilities, and healthcare, and converts a salary in another city to its El Paso-equivalent purchasing power.

What is El Paso's cost-of-living index?

El Paso's composite cost-of-living index is about 84, where the US national average is 100. That means living in El Paso costs roughly 16% less than the typical US city, driven mainly by below-average housing costs. It is one of the more affordable large metros in Texas and the country.

The El Paso Cost-of-Living Index tool benchmarks the cost of living in El Paso, Texas against the US national average of 100, using El Paso’s composite index of about 84 — roughly 16% below average. It breaks the score into housing, groceries, transportation, utilities, and healthcare, and converts a salary from another city into the income you would need in El Paso to keep the same purchasing power. It is for people considering a move, comparing job offers, or judging whether a relocation package is fair.

How it works

A cost-of-living index is normalized so the US average equals 100. El Paso’s composite is 84, meaning a basket of typical expenses costs about 16% less than in the average US city. To compare two places and convert a salary, the tool uses:

equivalent salary = current salary x (El Paso index / current city index)
cost difference %  = (El Paso index / current city index - 1) x 100

So someone earning $90,000 in a city at index 130 needs about 90,000 x 84/130 = $58,154 in El Paso to live equivalently — a 35% lower salary that buys the same lifestyle because costs are lower. The category indexes let you see why: housing is the largest driver of El Paso’s affordability, while healthcare and groceries sit closer to the national average.

Category breakdown and notes

CategoryEl Paso indexvs US (100)
Housing70much cheaper
Groceries92slightly cheaper
Transportation90cheaper
Utilities96near average
Healthcare95near average
Composite8416% below average
  • Indexes are approximate benchmarks for planning, not exact local prices — actual costs vary by neighborhood and lifestyle.
  • A lower index often comes with lower local wages, so always compare purchasing power, not just the headline salary.
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