What is Florida's documentary stamp tax rate on deeds?

In every Florida county except Miami-Dade it is $0.70 per $100 of consideration, or 0.70%. In Miami-Dade County the rate is $0.60 per $100 (0.60%) on the deed, but Miami-Dade adds a separate surtax on most non-single-family transfers.

What is the Miami-Dade surtax?

Miami-Dade County imposes a surtax of $0.45 per $100 on transfers of property other than a single-family residence. Single-family homes are exempt from the surtax, so they pay only the $0.60 per $100 deed rate.

Who usually pays the transfer tax in Florida?

By custom the seller pays the documentary stamp tax on the deed in most Florida counties, though it is negotiable in the contract. Buyers typically pay separate doc-stamp and intangible taxes on any new mortgage.

Is the tax based on the rounded price?

Yes. Florida rounds the consideration up to the next full $100 before applying the rate. A $250,050 sale is taxed as $250,100, so the documentary stamp tax is 2,501 increments times the per-$100 rate.

Does this include mortgage taxes?

No. This tool calculates only the documentary stamp tax on the deed. Florida also charges doc-stamp tax on promissory notes and a separate intangible tax on mortgages, which are not included here.

Florida Real Estate Transfer Tax Calculator

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When real estate changes hands in Florida the state collects a documentary stamp tax on the deed. This calculator applies the per-$100 rate for your county — including Miami-Dade’s lower deed rate and its non-single-family surtax — to the sale price and shows the exact tax owed.

How it works

Florida’s documentary stamp tax on a deed is charged per 100 dollars of consideration, with the price rounded up to the next full 100. The rate is:

$0.70 per $100 (0.70%) in every county except Miami-Dade.
$0.60 per $100 (0.60%) on the deed in Miami-Dade County.

Miami-Dade additionally imposes a surtax of $0.45 per $100 on transfers of property that is not a single-family residence (for example, condos, duplexes, or commercial property).

The core formula is:

units = ceil(price / 100)
tax   = units × rate_per_100  (+ units × 0.45 if Miami-Dade non-single-family)

Example

A 400,000 dollar single-family home sold outside Miami-Dade rounds to 400,000 (4,000 units of 100). At 0.70 dollars per unit the documentary stamp tax is 2,800 dollars. The same home in Miami-Dade pays 4,000 × 0.60 = 2,400 dollars and, being single-family, owes no surtax.

Notes

This estimates only the deed documentary stamp tax. Florida also levies doc-stamp tax on mortgage notes (0.35% of the note) and a one-time intangible tax on mortgages (0.20%), which buyers usually pay separately. Who pays the deed tax is set by contract custom and can be negotiated. Confirm current rates with the Florida Department of Revenue (Form DR-15) and your county clerk.