What is the property tax rate in Fort Worth?

Fort Worth homeowners pay a combined effective rate around 2.24%, blending the City of Fort Worth, Tarrant County, the hospital district, the college district and the local school district (ISD). Your exact rate depends on which taxing units cover your parcel.

How does the Texas homestead exemption work?

A primary residence qualifies for a homestead exemption that lowers the taxable value, including a sizable school-district exemption. This tool uses a blended $100,000 reduction; the larger your exemption, the lower your tax bill.

What extra break do seniors get?

Homeowners who are 65 or older or disabled receive an additional exemption and a school-tax ceiling that freezes the school portion of their bill. The tool adds a blended $60,000 reduction when you tick the over-65/disabled box.

Is this based on what I paid for the house?

No. Texas taxes the appraised market value set by the Tarrant Appraisal District, which can differ from your purchase price. Use the TAD appraised value for the most accurate estimate, and protest it if you believe it is too high.

Why are Texas property taxes relatively high?

Texas has no state income tax, so local governments lean on property taxes to fund schools, county services and city operations. That trade-off means Fort Worth's effective property tax rate runs above the national average even though overall living costs are below it.

Fort Worth Property Tax Estimator

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The Fort Worth Property Tax Estimator projects your annual property tax bill using Fort Worth’s effective combined rate of about 2.24% — a blend of the City of Fort Worth, Tarrant County, the hospital and college districts, and your local school district. It applies the Texas homestead and over-65/disabled exemptions to your appraised value and breaks the result into annual and monthly escrow figures.

How it works

Texas taxes the appraised market value set by the Tarrant Appraisal District. Exemptions lower the taxable value before the rate applies: taxable value = appraised value - homestead exemption - any over-65 exemption, floored at zero. The annual tax is then taxable value x effective rate, and monthly escrow is that divided by 12.

This tool uses a blended $100,000 homestead reduction and an additional $60,000 for over-65 or disabled owners. Your true exemptions vary by taxing unit, so adjust the rate and treat the output as a planning estimate.

Tips and example

Use the appraised value, not the purchase price — they can differ, and Texas taxes the appraisal.
Protest if it is too high. You can challenge the TAD appraisal each year, which directly lowers your bill.
Seniors get a ceiling. Beyond the extra exemption, the over-65 school-tax ceiling freezes the largest part of the bill.

Example: a $320,000 home with the homestead exemption has a taxable value of $320,000 - $100,000 = $220,000. At 2.24% that is about $4,928/year, or roughly $411/month in escrow.