This France stamp duty / transfer tax calculator estimates the frais de notaire — the full set of acquisition costs you pay on top of a property’s price in France. For an existing home these add roughly 7–8% to the purchase, so knowing the figure up front is essential when sizing your budget and deposit.
How it works
The largest component is the droits de mutation à titre onéreux (DMTO), the transfer tax. On an existing (ancien) home it is made up of:
- a departmental tax of 4.50% (5.00% in departments that raised it from 2025),
- a communal tax of 1.20%, and
- a collection fee equal to 2.37% of the departmental tax.
Together these come to about 5.80% of the price. The tool then adds the notaire’s regulated emoluments, which follow a tiered national scale (3.945% on the first band down to 0.814% above EUR 60,000) plus 20% VAT, a land-registry security contribution of around 0.10%, and an estimate for disbursements (débours).
A new-build off-plan (VEFA) purchase instead pays a reduced transfer tax of about 0.715%, because VAT already applies to the sale price.
Example
On a EUR 300,000 existing home, transfer tax is roughly EUR 17,400, notaire emoluments about EUR 3,600 including VAT, plus the land-registry contribution and disbursements. Total acquisition fees land near EUR 22,500, or about 7.5% of the price — so the all-in cost is around EUR 322,500.
Notes
This is an estimate. The departmental rate differs across France, mortgage-registration costs are extra, and first-time buyers do not get a transfer-tax exemption (unlike some other countries). Confirm the final figure with your notaire before committing.