What is the effective property tax rate in Georgia for 2026?

Georgia's average effective property tax rate is about 0.83% of home value. That figure is the statewide average ratio of property tax actually paid to market value, so your local bill can be higher or lower depending on your county, city, and school district rates.

How much is property tax on a $400,000 home in Georgia?

Applying the $2,000 homestead exemption, a $400,000 home has a taxable value of $398,000. At 0.83%, the estimated tax is about $3,303 per year, or roughly $275 per month. Without the exemption it would be about $3,320.

How is this Georgia property tax estimate calculated?

The tool multiplies your home's value (after any homestead exemption) by Georgia's 0.83% effective rate: annual tax = taxable value × 0.83%. Monthly escrow is the annual figure divided by 12.

Georgia Property Tax Estimator (2026)

Q: Does Georgia have a homestead exemption?

Yes. Georgia's standard statewide homestead exemption removes $2,000 of assessed value for owner-occupied primary residences; many counties add larger local exemptions. This estimator subtracts $2,000 from your value when you mark the property as your primary residence.

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Georgia property tax averages about 0.83% of a home’s value each year. This estimator applies that statewide effective rate to your home value to project an annual and monthly property tax bill for Georgia in 2026.

How it works

Georgia’s average effective property tax rate is 0.83% — the statewide ratio of property tax actually paid to market value. The estimate applies that rate to your home’s value after any homestead exemption:

taxable value = home value - homestead exemption
annual tax    = taxable value x 0.83%
monthly tax   = annual tax / 12

The tool can also subtract Georgia’s homestead exemption of $2,000 from the value before applying the rate. Georgia’s standard statewide homestead exemption removes $2,000 of assessed value for owner-occupied primary residences; many counties add larger local exemptions.

Example

Take a $400,000 home in Georgia. Applying the $2,000 homestead exemption first gives a taxable value of $398,000, so the estimated annual tax is $398,000 × 0.83% = about $3,303 ($275 per month).

Notes

This is an estimate only and not financial or tax advice. It uses Georgia’s 0.83% statewide average effective rate; your actual bill depends on local county, city, and school-district millage, assessment ratios, assessment caps, and any local exemptions or credits. For an exact figure, confirm with the Georgia Department of Revenue and your county tax commissioner.