What is Georgia's income tax rate in 2026?

Georgia uses a flat 5.39% state income tax rate in 2026. It applies to your income after deductions, replacing the old graduated brackets the state previously used.

How is Georgia take-home pay calculated?

Take-home equals gross minus federal income tax (2026 progressive brackets), Georgia's 5.39% flat state tax, Social Security (6.2% up to the $176,100 wage base) and Medicare (1.45%). The federal standard deduction is $15,750 single or $31,500 married filing jointly.

Does Georgia have local income taxes?

No. Unlike some states, Georgia cities and counties do not levy a separate local income tax on wages, so the 5.39% state rate is the only state-level income tax modelled here.

Is this calculator exact?

It is a close estimate. It applies the headline 2026 federal brackets, the standard deduction, Georgia's 5.39% flat rate and FICA, but excludes 401(k) contributions, itemized deductions, credits and other adjustments.

Georgia Take-Home Pay Calculator

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Georgia take-home pay calculator

Estimate your Georgia net pay after taxes. Georgia switched to a single flat 5.39% state income tax rate for 2026, and this tool combines that with the 2026 federal income-tax brackets and FICA so you can see what actually lands in your bank account each month.

How it works

The calculator subtracts four things from your gross salary. Federal income tax is charged on gross − standard deduction ($15,750 single, $31,500 married filing jointly) using the 2026 progressive brackets, so only the slice of income inside each band is taxed at that band’s rate. Georgia state tax is a flat 5.39% applied to income after the same standard deduction. FICA adds Social Security at 6.2% up to the $176,100 wage base, plus Medicare at 1.45% on all wages. Net pay is gross minus all four, and the effective rate is the total tax divided by gross.

Example

A single Georgia worker earning $75,000: taxable income is $75,000 − $15,750 = $59,250. Federal tax across the 10%, 12% and 22% bands is about $7,747. Georgia state tax is 5.39% of $59,250 = $3,194. Social Security is 6.2% of $75,000 = $4,650 and Medicare is 1.45% = $1,088. Total tax is roughly $16,678, leaving take-home pay near $58,322 a year, about $4,860/month, an effective rate of about 22.2%.

Notes

Estimate only — not financial or tax advice. Figures use 2026 IRS federal brackets, the federal standard deduction, the Georgia Department of Revenue’s 5.39% flat rate and 2026 FICA limits. Pre-tax retirement contributions, itemized deductions, credits and other adjustments are not modelled. All math runs in your browser.