What is the property tax rate in Honolulu?

Honolulu County's residential (Class A) rate is $3.50 per $1,000 of net taxable value, or 0.35%. After the owner-occupant home exemption, the effective rate on typical homes is closer to 0.29%.

How does the home exemption work?

Owner-occupants get a $100,000 home exemption ($140,000 if the owner is 65 or older). The exemption is subtracted from assessed value before the rate is applied, lowering the bill.

At what value does Hawaii assess my home?

Honolulu County assesses real property at 100% of its market value, unlike states that assess a fraction. The calculator uses the full value before exemptions.

Are there other Honolulu property classes?

Yes. Rates differ for hotel/resort, commercial, industrial, and Residential A (homes over $1 million without a home exemption). This estimator models the standard owner-occupied residential class.

Is there a minimum tax?

Honolulu charges a minimum annual real property tax (a flat floor) even when the calculated amount is very low. Treat the estimate as approximate near that floor.

Honolulu Property Tax Estimator

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Estimate your Honolulu property tax

Honolulu County (the City and County of Honolulu) has one of the lowest effective property tax rates in the nation thanks to its generous home exemption. This tool estimates your annual bill at the residential rate of $3.50 per $1,000 of net taxable value, an effective burden near 0.29% after exemptions.

How it works

Hawaii assesses at 100% of market value, then subtracts the owner-occupant home exemption before applying the rate:

assessed value = market value (100% in Hawaii)
exemption      = 100000 owner-occupied (140000 if 65+)
net taxable    = max(assessed - exemption, 0)
annual tax     = net taxable * 0.0035

Because the rate is low and the exemption is large, owner-occupants on Oahu often pay a much smaller share of value than mainland homeowners.

Tips and example

A $750,000 owner-occupied home (owner under 65) has a net taxable value of 750000 - 100000 = $650,000. The annual tax is 650000 * 0.0035 = $2,275, an effective rate of about 0.30% of market value.

If you do not occupy the home, no exemption applies, so the full $750,000 is taxed at 0.35% = $2,625. Confirm your classification, because Residential A and non-owner-occupied properties are taxed differently.