Does Illinois have a state paid family leave program?

No. Illinois does not have a statewide paid family leave program or a state short-term disability insurance program. Job-protected leave for a serious health condition or to care for family is generally unpaid under the federal FMLA for eligible employees.

What paid leave do Illinois workers have?

Under the Illinois Paid Leave for All Workers Act, most employees accrue up to 40 hours of general paid leave per year that can be used for any reason. Beyond that, wage replacement during a longer absence comes from a private or employer short-term disability policy or accrued paid time off.

How does this calculator estimate my benefit?

Because there is no state benefit formula, it estimates wage replacement from a private or employer short-term disability policy. It multiplies your average weekly wage by your policy's replacement rate, then applies any weekly dollar cap.

How long can short-term disability pay last?

Private short-term disability policies commonly pay benefits for up to 13 to 26 weeks, after which long-term disability coverage may apply. Check your specific plan documents for the exact benefit period.

Is this calculator official?

No. It is an independent planning estimate. Your actual benefit depends on your specific insurance policy terms and your employer's plan.

Illinois Disability & Paid Family Leave Benefit Calculator

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Illinois disability and paid leave at a glance

Unlike states such as California, Oregon, or Colorado, Illinois does not operate a statewide paid family leave program or a state short-term disability insurance fund. Eligible Illinois employees can take up to 12 weeks of job-protected but unpaid leave under the federal Family and Medical Leave Act (FMLA). Separately, the Illinois Paid Leave for All Workers Act grants most workers up to 40 hours of general paid leave per year. For longer periods of wage replacement, Illinois workers rely on a private or employer short-term disability policy or accrued paid time off.

How it works

Because Illinois has no state benefit formula, this tool estimates wage replacement from a private or employer short-term disability (STD) policy. It first computes your average weekly wage, then applies your policy’s replacement percentage and any weekly dollar cap.

AWW = total annual wages ÷ weeks worked per year
weekly benefit = AWW × (policy replacement rate ÷ 100)
if a weekly cap is set: weekly benefit = min(weekly benefit, cap)

Most STD policies replace 50% to 70% of pay and often apply a maximum weekly dollar amount.

Example and notes

A worker earning $48,000 over 52 weeks has an average weekly wage of about $923.08. With a 60% policy and a $1,000 weekly cap, the benefit is about $554 per week, below the cap, so the full amount applies. A higher earner could hit the policy’s weekly cap. Always confirm your FMLA eligibility, your policy’s elimination period (the unpaid waiting period before benefits start), and the benefit duration with your employer and insurer. This is an estimate only.