Freelancer Invoice Builder

Simple invoice for independent contractors — hours, rate, and done

A minimal invoice builder for freelancers and contractors: client details, services rendered with hours or units and rate, optional tax, and a payment-info block for PayPal, bank transfer, or crypto.

Do freelancers need to charge tax?

It depends on your country and whether you are registered for sales tax or VAT. Many sole traders below the registration threshold do not charge tax. Set the tax rate to 0% if it does not apply to you, or enter your local rate and label (VAT, GST, sales tax).

The fastest way to bill a client

Most invoice tools are overkill for a one-person operation. This builder keeps it to the essentials freelancers actually need: who you are, who you’re billing, the work you did, your rate, an optional tax line, and a payment block where you paste your PayPal, bank, or crypto details. It calculates totals as you type and gives you a clean invoice to copy or print.

How it works

Each line is quantity × rate, where quantity is your hours (for hourly work) or units (for fixed deliverables). The tool sums every line into a subtotal, applies an optional percentage discount, then adds tax on the discounted amount:

line total = quantity × rate
subtotal   = sum of all line totals
taxable    = subtotal − discount
tax        = taxable × (tax rate ÷ 100)
total      = taxable + tax

The currency selector formats every figure for the chosen currency, and the payment block is free-form text so it works for any method.

Tips and example

  • Hourly example: 14 hours of design at a £55 rate → one line with quantity 14, rate 55, total £770.
  • Fixed-price example: a logo package for $400 → quantity 1, rate 400.
  • Send invoices the day work completes — prompt invoicing is the single biggest driver of getting paid on time.
  • Add clear payment terms in notes, e.g. “Net 14, 2% late fee per month”, so expectations are explicit.