What is the property tax rate in Jacksonville?

Jacksonville's effective property tax rate is roughly 0.89% of a home's value. The actual bill is set by the combined millage of the city, county, school board, and special districts, which the effective rate approximates.

How does Florida's homestead exemption work?

A primary residence qualifies for a homestead exemption of up to $50,000. The first $25,000 applies to all taxing authorities and the second $25,000 applies to non-school levies, so this tool uses $50,000 as a close approximation.

Does Florida assess at full market value?

Yes. Florida assesses property at 100% of just (market) value, unlike states that use a fractional assessment ratio. The Save Our Homes cap then limits how fast assessed value can rise for homesteaded property.

What is the Save Our Homes cap?

Save Our Homes limits annual increases in the assessed value of a homesteaded property to 3% or the change in CPI, whichever is lower. This tool estimates from current value and does not model multi-year caps.

Is this estimate exact?

No. It is a planning estimate. Your real bill depends on the current millage for your specific taxing districts and any additional exemptions, such as senior, veteran, or disability exemptions.

Jacksonville Property Tax Estimator

Email me this result

Get this tool's output sent to your inbox, plus one useful tool a week. No spam, unsubscribe any time.

Estimate your Jacksonville property tax

Property tax in Jacksonville is levied by Duval County on the just (market) value of your home, with an effective rate of about 0.89%. Florida’s homestead exemption removes up to $50,000 of taxable value for a primary residence. This estimator combines both to give you a realistic annual and monthly figure.

How it works

Florida assesses at 100% of just value, subtracts the homestead exemption, and applies the effective rate to what remains:

assessed value = market value
exemption      = homestead ? min(50,000, assessed) : 0
taxable value  = max(assessed - exemption, 0)
annual tax     = taxable value * 0.0089

Unlike states such as New Mexico that assess at a fraction of market value, Florida uses the full just value, so the exemption and the effective rate do all the work of lowering the bill.

Tips and example

A 300,000 home with the homestead exemption has a taxable value of 250,000, and at 0.89% the estimated annual tax is about 2,225, or roughly 185 per month. Turn the homestead toggle off — for a second home or rental — and the taxable value rises to the full 300,000, lifting the estimate to about 2,670 per year. Remember that the Save Our Homes cap limits future assessment growth on a homesteaded property to 3% or CPI per year.