What is Maine's income tax rate?

Maine uses three graduated brackets. For single filers (2024): 5.8% up to 26,050 dollars of taxable income, 6.75% from 26,050 to 61,600, and 7.15% above 61,600. Married-filing-jointly thresholds are roughly double.

Does this include federal tax and FICA?

Yes. The calculator applies 2025 federal brackets and the standard deduction, plus 6.2% Social Security (up to the wage base) and 1.45% Medicare, so the net figure reflects all mandatory withholding.

Does Maine have local income taxes?

No. Maine has no city or county income taxes, so your only state-level wage tax is the Maine state income tax. This keeps Maine withholding simpler than states with local occupational taxes.

How accurate is this estimate?

It closely models current brackets, the Maine standard deduction and personal exemption, and FICA. Actual paychecks can differ slightly due to additional withholding, health premiums, or the Paid Family and Medical Leave contribution phasing in.

Does Maine tax 401(k) contributions?

Traditional 401(k) contributions are excluded from both federal and Maine taxable income, so the calculator subtracts them before computing income tax. They remain subject to Social Security and Medicare tax.

Maine Paycheck Calculator

Email me this result

Get this tool's output sent to your inbox, plus one useful tool a week. No spam, unsubscribe any time.

Maine has a relatively high top income tax rate of 7.15%, but no local income taxes, so your real take-home pay depends on Maine state tax plus federal income tax and FICA (Social Security and Medicare). This calculator combines all of them to estimate what actually lands in your bank account each pay period.

How it works

The calculator annualises your gross pay, then computes each deduction in turn:

Pre-tax deductions. Traditional 401(k) contributions are subtracted from gross pay before income tax, lowering both federal and Maine taxable income.
Federal income tax. Applies the 2025 standard deduction for your filing status, then the federal brackets (10% to 37%) to the remaining taxable income.
Maine state tax. Subtracts the Maine standard deduction and a $5,000 personal exemption, then applies the graduated state rates — 5.8%, 6.75% and 7.15% — across the bracket thresholds (which double for married filing jointly).
FICA. Social Security at 6.2% on wages up to the annual wage base, and Medicare at 1.45% on all wages.

The annual net is then divided back down to your chosen pay frequency.

Tips and example

For a single filer earning $60,000 a year with no 401(k), the calculator subtracts the federal standard deduction and applies federal brackets, then layers Maine’s graduated tax on taxable income after the state deduction and exemption, and removes 7.65% for FICA. The result is roughly mid-$40ks in annual take-home, divided across your number of pay periods.

This is an estimate: health insurance premiums, HSA contributions, extra voluntary withholding, and Maine’s Paid Family and Medical Leave contribution (phasing in) will further reduce your real paycheck, while filing adjustments may change your year-end refund or balance due.