Maryland Unemployment Benefit Estimator

Estimate your weekly UI benefit under Maryland's unemployment insurance rules.

Free Maryland unemployment benefit estimator. Applies Maryland's formula — highest-quarter wages divided by 24, capped between $50 and $430 per week, plus $8 per dependent — to estimate your weekly benefit and 26-week maximum. Runs in your browser.

How is the Maryland weekly unemployment benefit calculated?

Maryland bases your Weekly Benefit Amount on your highest-earning quarter in the base period: divide those wages by 24 and round down. The result is capped at a minimum of $50 and a maximum of $430 per week. For example, $9,600 in your best quarter divided by 24 equals $400 per week.

This estimator applies Maryland’s unemployment insurance formula to your base-period wages to project your Weekly Benefit Amount and total benefit. It is built for workers who want a quick, realistic figure before or during a claim.

How it works

Maryland bases your benefit on your single best quarter:

Weekly Benefit Amount = Highest-quarter wages ÷ 24 (rounded down)

The result is then capped between a $50 minimum and a $430 maximum per week. A dependents’ allowance of $8 per dependent (up to $40 for five) is added on top, but the total cannot exceed the $430 cap. Benefits last up to 26 weeks, so:

Maximum benefit = Weekly Benefit Amount × 26

Eligibility checks

Beyond the dollar formula, Maryland requires that you:

  • have wages in at least two quarters of the base period, and
  • have total base-period wages of at least 1.5× your highest quarter.

The calculator checks both rules and tells you which one fails if your wages do not qualify.

Example

A worker with quarterly wages of $0, $8,000, $9,600, and $7,500:

  • Highest quarter = $9,600
  • Weekly Benefit Amount = $9,600 ÷ 24 = $400/week
  • Wages in three quarters and total ($25,100) above 1.5 × $9,600 ($14,400) — eligible
  • Maximum benefit = $400 × 26 = $10,400

Note: This is an estimate, not an official determination. Only the Maryland Department of Labor can confirm eligibility and amounts; file at labor.maryland.gov.