This estimator applies Maryland’s unemployment insurance formula to your base-period wages to project your Weekly Benefit Amount and total benefit. It is built for workers who want a quick, realistic figure before or during a claim.
How it works
Maryland bases your benefit on your single best quarter:
Weekly Benefit Amount = Highest-quarter wages ÷ 24 (rounded down)
The result is then capped between a $50 minimum and a $430 maximum per week. A dependents’ allowance of $8 per dependent (up to $40 for five) is added on top, but the total cannot exceed the $430 cap. Benefits last up to 26 weeks, so:
Maximum benefit = Weekly Benefit Amount × 26
Eligibility checks
Beyond the dollar formula, Maryland requires that you:
- have wages in at least two quarters of the base period, and
- have total base-period wages of at least 1.5× your highest quarter.
The calculator checks both rules and tells you which one fails if your wages do not qualify.
Example
A worker with quarterly wages of $0, $8,000, $9,600, and $7,500:
- Highest quarter = $9,600
- Weekly Benefit Amount = $9,600 ÷ 24 = $400/week
- Wages in three quarters and total ($25,100) above 1.5 × $9,600 ($14,400) — eligible
- Maximum benefit = $400 × 26 = $10,400
Note: This is an estimate, not an official determination. Only the Maryland Department of Labor can confirm eligibility and amounts; file at labor.maryland.gov.