Gera Tools

Massachusetts Property Tax Estimator (2026)

Estimate annual Massachusetts property tax at 1.14%

Estimate your annual Massachusetts property tax using the state's 1.14% effective tax rate (the average ratio of tax paid to home value). Enter your assessed or market value to see the yearly and monthly property tax bill in Massachusetts.

What is the effective property tax rate in Massachusetts for 2026?

Massachusetts's average effective property tax rate is about 1.14% of home value. That figure is the statewide average ratio of property tax actually paid to market value, so your local bill can be higher or lower depending on your county, city, and school district rates.

Massachusetts property tax averages about 1.14% of a home’s value each year. This estimator applies that statewide effective rate to your home value to project an annual and monthly property tax bill for Massachusetts in 2026.

How it works

Massachusetts’s average effective property tax rate is 1.14% — the statewide ratio of property tax actually paid to market value. The estimate applies that rate to your home’s value after any homestead exemption:

taxable value = home value - homestead exemption
annual tax    = taxable value x 1.14%
monthly tax   = annual tax / 12

Massachusetts does not apply a single flat statewide homestead value exemption in this model, so the estimate is the rate applied to your full value; any local exemptions or credits you receive would lower the bill.

Example

Take a $400,000 home in Massachusetts. With no homestead exemption applied, the estimated annual tax is $400,000 × 1.14% = about $4,560 ($380 per month).

Notes

This is an estimate only and not financial or tax advice. It uses Massachusetts’s 1.14% statewide average effective rate; your actual bill depends on local county, city, and school-district millage, assessment ratios, assessment caps, and any local exemptions or credits. For an exact figure, confirm with the Massachusetts Department of Revenue and your local board of assessors.