Registering a car in Massachusetts involves a flat RMV registration fee plus an optional title and plate charge, and then a separate annual motor vehicle excise billed by your town. This calculator estimates all of them so you can see the upfront and recurring cost.
How it works
The RMV fees are mostly flat, while the excise tax depends on value and age:
Registration (2 yr) = $60 (passenger)
Title fee = $75 (if titling)
New plates = $20 (if new standard plates)
Excise = $25 per $1,000 of taxable value
taxable value = list price * age factor (90% -> 60% -> 40% -> 25% -> 10%)
Massachusetts depreciates the manufacturer’s list price on a fixed schedule as the car ages, then taxes the result at 25 dollars per 1,000 dollars. The excise is billed annually by your city or town, with a 10% floor for older vehicles.
Example
A two-year-old car with a 30,000 dollar list price sits at the 60% factor, giving a taxable value of 18,000 dollars. The annual excise is 18 times 25, or 450 dollars. Adding a 60 dollar registration, a 75 dollar title, and 20 dollars in plates brings the first-year RMV cost to 155 dollars, with the 450 dollar excise billed by your town.
Notes
These figures cover standard passenger vehicles. Commercial plates, vanity plates, late-payment penalties, and minimum excise amounts (a 5 dollar floor per bill) can shift the total. The excise schedule and registration fees are set by statute and the RMV. Confirm current amounts at mass.gov/rmv and with your local assessor’s office.