What is the Michigan income tax rate?

Michigan has a flat state income tax of 4.25% on most taxable income, regardless of how much you earn. Unlike states with graduated brackets, every dollar of Michigan taxable income is taxed at the same 4.25% rate after personal exemptions. This calculator applies that flat rate to your gross pay.

Do Michigan cities charge a local income tax?

Yes. More than 20 Michigan cities levy a local income tax. Detroit charges 2.4% for residents and 1.2% for non-residents who work in the city. Grand Rapids charges 1.5% resident and 0.75% non-resident. Most other cities charge 1% resident and 0.5% non-resident. If you live or work in one of these cities, choose it to include the city tax.

What payroll taxes come out of a Michigan paycheck?

Federal income tax, Michigan state income tax (4.25%), any applicable city income tax, Social Security (6.2% up to the wage base), and Medicare (1.45%, plus 0.9% over $200,000). Michigan has no separate state disability payroll tax. This calculator estimates all of these.

How accurate is this Michigan paycheck estimate?

It is a close estimate, but your real net pay depends on W-4 elections, the Michigan personal exemption, pre-tax deductions like 401(k) and health insurance, and your exact federal bracket. Use the result for budgeting and offer comparisons, and check your actual pay stub for exact numbers.

Does Michigan have personal exemptions?

Yes. Michigan grants a personal exemption per taxpayer and dependent (a few thousand dollars each) that reduces taxable income before the 4.25% rate is applied. This simplified calculator applies the flat rate to gross pay; entering a lower effective state rate or adjusting gross can approximate the exemption's effect.

Michigan Paycheck Calculator

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This calculator estimates your Michigan take-home pay. Michigan uses a flat 4.25% state income tax, and more than 20 cities — including Detroit and Grand Rapids — add their own local income tax. The tool combines state tax, optional city tax, federal tax, and FICA to show your net pay per paycheck and per year.

How it works

gross annual = gross per period × periods per year
state tax    = gross × 4.25%
city tax     = gross × city rate (resident or non-resident)
federal tax  = gross × federal effective rate
FICA         = 6.2% Social Security (to wage base) + 1.45% Medicare (+0.9% over $200k)
net          = gross - state - city - federal - FICA

Michigan’s flat rate applies to everyone, so a high earner and a low earner pay the same 4.25% rate (after exemptions). City taxes are typically 1% resident / 0.5% non-resident, with Detroit (2.4% / 1.2%) and Grand Rapids (1.5% / 0.75%) higher.

City income tax rates

Detroit: 2.4% resident · 1.2% non-resident
Grand Rapids: 1.5% resident · 0.75% non-resident
Most other cities (Lansing, Flint, Pontiac, Saginaw, etc.): 1% resident · 0.5% non-resident
No city tax: most of the state

Worked example

Gross pay of $2,000 bi-weekly ($52,000/year) for a Detroit resident:

State tax = $52,000 × 4.25% = $2,210
Detroit city tax = $52,000 × 2.4% = $1,248
Plus federal tax and FICA

Note: Estimate only. Actual withholding depends on your W-4, Michigan personal exemptions, and pre-tax deductions. Verify rates at michigan.gov/taxes.