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Michigan Property Tax Estimator (2026)

Estimate annual Michigan property tax at 1.38%

Estimate your annual Michigan property tax using the state's 1.38% effective tax rate (the average ratio of tax paid to home value). Enter your assessed or market value to see the yearly and monthly property tax bill in Michigan.

What is the effective property tax rate in Michigan for 2026?

Michigan's average effective property tax rate is about 1.38% of home value. That figure is the statewide average ratio of property tax actually paid to market value, so your local bill can be higher or lower depending on your county, city, and school district rates.

Michigan property tax averages about 1.38% of a home’s value each year. This estimator applies that statewide effective rate to your home value to project an annual and monthly property tax bill for Michigan in 2026.

How it works

Michigan’s average effective property tax rate is 1.38% — the statewide ratio of property tax actually paid to market value. The estimate applies that rate to your home’s value after any homestead exemption:

taxable value = home value - homestead exemption
annual tax    = taxable value x 1.38%
monthly tax   = annual tax / 12

Michigan does not apply a single flat statewide homestead value exemption in this model, so the estimate is the rate applied to your full value; any local exemptions or credits you receive would lower the bill.

Example

Take a $400,000 home in Michigan. With no homestead exemption applied, the estimated annual tax is $400,000 × 1.38% = about $5,520 ($460 per month).

Notes

This is an estimate only and not financial or tax advice. It uses Michigan’s 1.38% statewide average effective rate; your actual bill depends on local county, city, and school-district millage, assessment ratios, assessment caps, and any local exemptions or credits. For an exact figure, confirm with the Michigan Department of Treasury and your local assessor.