Michigan’s Unemployment Insurance Agency (UIA) sets your weekly benefit from the wages you earned in your highest-earning quarter of the base period. The formula is straightforward: 4.1% of those high-quarter wages, plus a small dependent allowance, capped at the state maximum. This estimator applies that rule so you can gauge your benefit before filing.
How it works
Michigan uses a high-quarter method rather than averaging your whole year:
- Find your high quarter. Identify the calendar quarter in your base period in which you earned the most.
- Apply 4.1%. Multiply those high-quarter wages by 0.041 to get the base weekly benefit.
- Add dependents and cap. Add
$6per dependent (maximum five dependents), then cap the total at the state maximum of$362.
The formula is: WBA = min(362, highQuarterWages × 0.041 + dependents × 6). Benefit duration runs up to 20 weeks depending on your total base-period earnings.
Tips and example
Suppose your highest quarter wages were $9,000 and you claim two dependents. The base benefit is $9,000 × 4.1% = $369, plus 2 × $6 = $12, for $381 — but the cap of $362 applies, so your weekly benefit is $362.
This is an estimate only. The UIA determines your actual benefit from verified employer wage records and may reduce payments for part-time earnings, severance, or pension income. File promptly after job loss, because benefits are not retroactive to before your claim date.