Michigan Unemployment Benefit Estimator

Estimate your weekly UI benefit under Michigan's unemployment insurance rules.

Applies Michigan's weekly benefit formula — 4.1% of your highest-quarter base-period wages plus dependent allowance, capped at the state maximum — to estimate your weekly UI payment and benefit duration.

How is the Michigan weekly benefit amount calculated?

Michigan multiplies the wages from your highest-earning quarter in the base period by 4.1%, then adds 6 dollars per dependent (up to five dependents). The result is capped at the state maximum weekly benefit amount, which is 362 dollars in 2024.

Michigan’s Unemployment Insurance Agency (UIA) sets your weekly benefit from the wages you earned in your highest-earning quarter of the base period. The formula is straightforward: 4.1% of those high-quarter wages, plus a small dependent allowance, capped at the state maximum. This estimator applies that rule so you can gauge your benefit before filing.

How it works

Michigan uses a high-quarter method rather than averaging your whole year:

  1. Find your high quarter. Identify the calendar quarter in your base period in which you earned the most.
  2. Apply 4.1%. Multiply those high-quarter wages by 0.041 to get the base weekly benefit.
  3. Add dependents and cap. Add $6 per dependent (maximum five dependents), then cap the total at the state maximum of $362.

The formula is: WBA = min(362, highQuarterWages × 0.041 + dependents × 6). Benefit duration runs up to 20 weeks depending on your total base-period earnings.

Tips and example

Suppose your highest quarter wages were $9,000 and you claim two dependents. The base benefit is $9,000 × 4.1% = $369, plus 2 × $6 = $12, for $381 — but the cap of $362 applies, so your weekly benefit is $362.

This is an estimate only. The UIA determines your actual benefit from verified employer wage records and may reduce payments for part-time earnings, severance, or pension income. File promptly after job loss, because benefits are not retroactive to before your claim date.