What are Minnesota's income tax rates?

Minnesota has four graduated brackets for 2024: 5.35%, 6.80%, 7.85%, and a top rate of 9.85%. The dollar thresholds where each rate begins depend on your filing status.

What is the Minnesota standard deduction for 2024?

For 2024 the Minnesota standard deduction is about 14,575 dollars for single filers, 29,150 dollars for married filing jointly, and 21,900 dollars for head of household. It phases down for very high earners, which this tool does not model.

Does Minnesota have a high income tax?

Minnesota's top rate of 9.85% is among the highest in the United States, but it only applies to income above roughly 193,000 dollars for single filers. Most filers pay an effective rate well below their top marginal bracket.

Is this the same as my federal tax?

No. This calculator only computes Minnesota state income tax. Federal income tax, Social Security, and Medicare are separate and usually much larger than the state tax.

How accurate is this estimate?

It is accurate for the state tax given your income, filing status, and deduction. Minnesota credits such as the Working Family Credit, K-12 Education Credit, and dependent care credit can lower your actual liability and are not modelled here.

Minnesota Income Tax Calculator

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Minnesota taxes income with four graduated brackets ranging from 5.35% up to a top rate of 9.85%. Unlike flat-tax states, your income is sliced across the brackets so only the portion inside each band is taxed at that band’s rate. This calculator subtracts the correct standard deduction for your filing status, steps your taxable income through the 2024 brackets, and reports both your marginal and effective rates.

How it works

Minnesota uses progressive (marginal) brackets, so the calculation runs in three steps:

Start with gross income. Enter your total annual income before deductions.
Subtract a deduction. Use Minnesota’s standard deduction for your filing status, or enter itemized deductions if they are larger.
Apply the brackets in slices. The first dollars are taxed at 5.35%, the next band at 6.80%, then 7.85%, and only income above the top threshold at 9.85%.

The formula is tax = Σ (slice_in_bracket × bracket_rate), where each slice is the portion of taxable income that falls inside that bracket. Your marginal rate is the rate on your last dollar; your effective rate is total tax divided by gross income.

Tips and example

A single filer with $80,000 of income and the 2024 standard deduction of $14,575 has $65,425 of taxable income. The first $31,690 is taxed at 5.35% ($1,695), and the remaining $33,735 falls in the 6.80% band ($2,294), for a Minnesota tax of about $3,989 — an effective rate near 5.0% on gross income even though the marginal rate is 6.80%.

This models only the state income tax. Federal tax and FICA are separate. Minnesota also offers credits — the Working Family Credit, child and dependent care credit, and K-12 education credit — that can reduce your actual liability below the figure shown here.