What is Mississippi's income tax rate?

For 2024 Mississippi applies a flat 4.7% income tax on taxable income above the first $10,000, which is exempt. The state has been phasing its single-rate tax downward, heading toward 4.0% in coming years.

Does Mississippi tax the first $10,000 of income?

No. The first $10,000 of taxable income is exempt from Mississippi income tax, so the 4.7% rate applies only to taxable income above that threshold after exemptions and the standard deduction.

Does Mississippi have local income taxes?

No. Mississippi cities and counties do not levy a local wage or income tax, so your only state-level deduction is the flat Mississippi income tax. There is also no state disability insurance withheld from wages.

What is withheld from a Mississippi paycheck?

Federal income tax, Mississippi income tax, Social Security at 6.2%, and Medicare at 1.45% are withheld. High earners also pay an additional 0.9% Medicare surtax on wages above $200,000.

Is this my exact paycheck?

It is a close estimate using 2024 brackets, the standard deduction, and Mississippi's flat rate. Your real paycheck depends on your W-4, retirement contributions, health premiums, and any other withholdings your employer applies.

Mississippi Paycheck Calculator

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Mississippi has moved to a simple flat income tax, which makes estimating take-home pay straightforward. This calculator turns your gross pay into net pay after federal tax, Mississippi’s flat income tax, and FICA.

How it works

The tool annualizes your pay, then applies each deduction layer:

income base = gross − pre-tax 401(k)/benefits
federal tax = graduated federal brackets on (income base − standard deduction)
mississippi tax = 4.7% × max(0, income base − exemptions − $10,000)
FICA = 6.2% Social Security + 1.45% Medicare
take-home = gross − pre-tax − federal − mississippi − FICA

Mississippi exempts the first $10,000 of taxable income, then applies a single 4.7% rate. There is no local wage tax or state SDI.

Example

A single Mississippi worker earning $2,000 biweekly ($52,000/year) keeps roughly $41,000–$42,000 after federal tax, the 4.7% state tax, and FICA — about $1,580 per paycheck.

Notes

Estimate only, not tax advice. Uses 2024 federal brackets, the standard deduction, and Mississippi’s flat 4.7% rate over the $10,000 exemption. Mississippi is phasing the rate down toward 4.0% over coming years. Actual withholding depends on your W-4 and benefit elections. Verify at dor.ms.gov.