Switching between an hourly rate and an annual salary is the first step in understanding a job offer — but the number that really matters is what lands in your bank account. This calculator converts your hourly wage to a gross annual salary, then estimates your Missouri take-home pay after federal tax, Missouri state income tax, and FICA.
How it works
Gross salary comes from your rate, hours, and weeks. Net pay subtracts the major payroll taxes:
gross annual = hourly rate × hours/week × weeks/year
federal tax = gross × effective federal rate
state tax = gross × Missouri effective rate (~4.7% top)
FICA = gross × 7.65% (6.2% SS + 1.45% Medicare)
local tax = gross × 1% (St. Louis / Kansas City only)
net pay = gross - federal - state - FICA - local
Example
$25/hour, 40 hours/week, 52 weeks:
gross = 25 × 40 × 52 = $52,000
FICA = 52,000 × 0.0765 = $3,978
state = 52,000 × 0.047 = $2,444 (approx)
Tips and notes
FICA is a flat 7.65% on most wages, so it is the most predictable deduction. Federal tax is progressive — this tool uses an effective rate, so very high or very low earners should adjust it. If you live or work in St. Louis or Kansas City, enable the 1% local earnings tax for a more accurate net figure. Pre-tax 401(k) or health contributions, not modeled here, will further lower your taxable pay.