Does New Hampshire have a state income tax?

New Hampshire has no state income tax on wages or salaries. It historically taxed interest and dividends, but that tax was phased out and fully repealed starting in the 2025 tax year, so earned income faces no state tax.

What is deducted from a New Hampshire paycheck?

Only federal taxes: federal income tax based on your bracket, Social Security at 6.2% up to the annual wage base, and Medicare at 1.45% with no cap. There is no state income tax withholding in New Hampshire.

How is federal income tax estimated here?

The tool annualizes your pay, subtracts the standard deduction for your filing status, applies the 2024 federal tax brackets, then divides the annual tax back to your pay period. It is an estimate and ignores credits and other adjustments.

Why is New Hampshire take-home higher than neighboring states?

Because New Hampshire takes no state cut of wages, residents keep more of each paycheck than workers in Massachusetts, Maine, or Vermont, which all levy a state income tax on earnings.

Does this include 401(k) or health deductions?

No. This estimate covers statutory taxes only. Pre-tax retirement contributions, health insurance premiums, and other voluntary withholdings would further reduce your taxable wages and net pay.

New Hampshire Paycheck Calculator

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New Hampshire is one of the few states with no income tax on wages, so your paycheck only loses federal taxes. This calculator applies federal income tax, Social Security, and Medicare to your gross pay and shows the take-home a New Hampshire worker actually receives.

How it works

Three federal deductions are applied; New Hampshire adds none:

Annual gross  = pay × periods per year
Taxable       = annual gross − standard deduction
Federal tax   = 2024 brackets applied to taxable income
Social Security = 6.2%  × min(annual gross, 168,600)
Medicare        = 1.45% × annual gross
Net pay = (annual gross − federal tax − FICA) ÷ periods

The standard deduction and progressive brackets follow 2024 federal rules. Social Security stops at the wage base; Medicare has no cap. Because New Hampshire imposes no state wage tax, there is no state line to subtract.

Example

A single worker earning $5,000 monthly ($60,000 a year) has roughly $4,016 of federal income tax, $3,720 Social Security, and $870 Medicare for the year — about $8,606 total. Net is about $51,394 a year, or $4,283 per month, with no state tax taken.

Notes

This is an estimate of statutory taxes only. Pre-tax 401(k) contributions, health premiums, and HSA deductions lower taxable wages and change the result. New Hampshire’s former Interest & Dividends tax was fully repealed for the 2025 tax year, so unearned income is no longer taxed at the state level either. Verify federal figures at irs.gov.