How much state income tax does North Dakota take from a paycheck?

North Dakota has one of the lowest income taxes in the nation. The first bracket is taxed at 0%, and the top marginal rate is only about 2.5%, so most workers pay a very small share of pay to the state.

Does North Dakota have local income taxes?

No. North Dakota cities and counties do not levy a separate local income tax, so your only income taxes are the federal tax and the state's low-rate tax. This keeps North Dakota take-home pay relatively high.

What is FICA on my paycheck?

FICA is Social Security at 6.2% on wages up to the annual wage base plus Medicare at 1.45% on all wages. High earners pay an extra 0.9% Medicare surtax above $200,000. Employers match the Social Security and base Medicare portions.

Does North Dakota have a disability or SDI deduction?

No. Unlike states such as California or New Jersey, North Dakota has no state disability insurance payroll deduction, so that line does not reduce your paycheck.

Is this exact for my W-4?

It is a close estimate. Actual federal withholding depends on your W-4 allowances, extra withholding, and pre-tax benefits like 401(k) and health insurance, which this simplified tool does not fully model.

North Dakota Paycheck Calculator

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The North Dakota paycheck calculator estimates your take-home pay after the three deductions that hit every North Dakota worker: state income tax, FICA, and federal withholding. North Dakota’s income tax is among the lowest in the country and there is no local income tax, so net pay tends to stay high.

How it works

Net pay is gross pay minus each deduction:

state tax    = ND brackets applied to annual taxable wages
social sec   = 6.2% of wages up to the annual wage base
medicare     = 1.45% of all wages (+0.9% above $200,000)
federal      = simplified federal withholding estimate
net pay      = gross - state - FICA - federal

North Dakota’s brackets are progressive but shallow: the first slice is taxed at 0% and the top marginal rate is only about 2.5%. The tool annualizes your per-period pay, applies the brackets, then divides back to your pay period.

Worked example

A single worker earning $60,000 a year:

North Dakota income tax: roughly $600–$700 for the year (well under 2%).
Social Security: 6.2% x 60,000 = $3,720.
Medicare: 1.45% x 60,000 = $870.
Federal withholding is the largest single deduction.

Tips and notes

Pre-tax benefits help. 401(k) and HSA contributions lower taxable wages for both federal and North Dakota tax — model them by reducing gross.
No SDI, no local tax. Two deductions other states impose simply do not exist in North Dakota.
Wage base caps Social Security. Once your year-to-date wages pass the annual base, the 6.2% Social Security line stops.