What is the average property tax rate in North Dakota?

North Dakota's average effective property tax rate is about 0.97% of home value — the statewide ratio of property tax actually paid to market value. A $300,000 home pays roughly $2,910 per year at this rate.

How is North Dakota property tax calculated?

This estimator multiplies your home's taxable value by the 0.97% effective rate: taxable value times 0.0097 equals the annual tax. The monthly figure is that annual amount divided by 12.

What is a homestead exemption in North Dakota?

Many North Dakota owner-occupants can subtract a fixed exemption amount from their taxable value before tax is applied, lowering the bill. Enter your exemption in the calculator to see the reduced estimate; check with your local assessor for the exact amount you qualify for.

Why might my actual North Dakota property tax differ from this estimate?

Actual bills depend on your specific county, city, and school-district levies, local assessment ratios, and exemptions, which vary across North Dakota. The 0.97% figure is a statewide average, so use your assessor's millage and assessed value for an exact number.

North Dakota Property Tax Estimator (2026)

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North Dakota property tax is estimated here using the state’s average effective rate of 0.97% — the typical ratio of property tax paid to home value across North Dakota. Enter your home value (and any homestead exemption) to project your annual and monthly property tax bill.

How it works

The estimate applies North Dakota’s 0.97% average effective property tax rate to your taxable value. If you enter a homestead exemption, it is subtracted from the value first:

taxable value = home value − homestead exemption
annual tax    = taxable value × 0.0097
monthly tax   = annual tax ÷ 12

The 0.97% rate (0.0097 as a decimal) reflects what North Dakota homeowners pay on average; your local county, city, and school-district rates may be higher or lower.

Example

A $300,000 home in North Dakota with no exemption is taxed at 0.97%: $300,000 × 0.0097 = about $2,910 per year, or roughly $243 per month set aside in escrow.

Notes

Estimate only — not financial or tax advice. The 0.97% rate is a statewide average effective rate; your actual North Dakota bill depends on local millage, assessment ratios, and the specific exemptions you qualify for. Confirm figures with your county assessor or the North Dakota Department of Revenue before relying on them.