If you lose your job in Ohio, the state’s unemployment insurance replaces part of your lost wages. This estimator applies Ohio’s UI formula — half of your average weekly wage during the base period, capped at a state maximum that rises with the number of dependents — to estimate your weekly benefit amount and total potential payout.
How it works
Ohio’s benefit calculation has three parts:
average weekly wage = total base-period wages ÷ qualifying weeks worked
weekly benefit = 50% × average weekly wage
final benefit = min(weekly benefit, dependent-based maximum cap)
- Average weekly wage. Your total wages across the base period divided by the number of weeks you worked.
- 50% replacement. Ohio pays half of that average weekly wage.
- Dependent cap. The result is capped at the state maximum, which increases for claimants with one or two dependents, and again for three or more.
Standard benefits last up to 26 weeks, so the tool multiplies the weekly amount by your estimated weeks to show the total.
Tips and example
Suppose you earned $26,000 over 26 qualifying weeks. Your average weekly wage is $1,000, and half of that is $500 — below the no-dependent cap, so your weekly benefit is the full $500. Over a maximum 26 weeks that is up to $13,000 in benefits. A high earner whose 50% exceeds the cap will instead receive the capped maximum, which is why dependents matter: each tier raises the ceiling.
This is an estimate using the published formula. Your actual benefit depends on ODJFS wage verification, your reason for leaving, and the current-year maximum amounts. File with ODJFS for an official determination.