What is Pennsylvania's income tax rate?

Pennsylvania charges a flat 3.07% state income tax on all taxable compensation, regardless of income level. Unlike most states there are no brackets and no standard deduction, so the rate applies to your full taxable wages.

What is the local Earned Income Tax (EIT)?

Most Pennsylvania municipalities and school districts levy a local Earned Income Tax on wages, commonly around 1%, though Philadelphia's wage tax is higher. Enter your municipality's rate; the calculator applies it on top of the 3.07% state tax.

Does Pennsylvania have a standard deduction?

No. Pennsylvania does not offer a standard deduction or personal exemption against the 3.07% flat tax. The state tax is computed on your full taxable compensation, though pre-tax 401(k) contributions are not exempt from PA state tax.

What is the PA SUI employee withholding?

Pennsylvania withholds an employee unemployment contribution (SUI) of 0.07% on all gross wages. It is a small mandatory deduction shown separately from the income tax and applies from the first dollar of pay.

Are 401(k) contributions taxed by Pennsylvania?

Yes. Pennsylvania taxes traditional 401(k) contributions at the state level even though they are exempt from federal income tax. This calculator subtracts 401(k) for federal tax but still includes it in PA-taxable compensation.

Pennsylvania Paycheck Calculator

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Pennsylvania keeps its state income tax simple — a flat 3.07% with no brackets and no deductions — but your real paycheck is more complicated. Most Pennsylvanians also pay a local Earned Income Tax (EIT) to their municipality and school district, plus a small employee unemployment (SUI) withholding. Layer on federal income tax and FICA, and the picture is complete. This calculator combines every deduction to estimate your actual take-home pay.

How it works

The calculator annualises your pay, then applies each deduction:

Federal income tax. Pre-tax 401(k) is subtracted, the federal standard deduction is applied, then the federal brackets (10% to 37%).
Pennsylvania state tax. A flat 3.07% on taxable compensation. Note PA does not exempt 401(k) contributions, so the state base includes them.
Local EIT. Your municipality’s earned income tax rate (often ~1%, higher in Philadelphia) applied to wages.
PA SUI. Employee unemployment contribution of 0.07% on gross wages.
FICA. Social Security 6.2% (to the wage base) and Medicare 1.45%.

The annual net is divided back to your chosen pay frequency.

Tips and example

A single filer earning $60,000 with a 1% local EIT pays $60,000 × 3.07% = $1,842 in state tax, $600 in local EIT, and $42 in SUI — before federal tax and FICA. Because PA has no brackets, doubling your income roughly doubles your state tax, which makes planning straightforward.

Watch the 401(k) quirk: contributing reduces your federal tax but not your Pennsylvania tax, since PA taxes those contributions. If you live and work in different municipalities, your EIT is typically the higher of the two rates — enter that rate. This is an estimate; health premiums, the Local Services Tax, and Philadelphia’s specific wage tax may further adjust your paycheck.