What are Rhode Island's income tax brackets?

Rhode Island uses three graduated brackets. For the 2024 tax year the first roughly $73,450 of taxable income is taxed at 3.75%, income from there to about $166,950 at 4.75%, and income above $166,950 at 5.99%. The thresholds are indexed for inflation each year.

What is the Rhode Island standard deduction?

For 2024 the Rhode Island standard deduction is about $10,550 for single filers and $21,150 for married filing jointly, but it phases out at higher incomes and reaches zero above roughly $246,000 of AGI. This calculator applies the headline deduction amount.

Does Rhode Island have personal exemptions?

Yes. Rhode Island grants a personal exemption of about $4,950 per person for 2024, including the taxpayer, spouse, and each dependent. Like the standard deduction, the exemption phases out at higher income levels.

Is Rhode Island income tax progressive?

Yes. Rhode Island has a progressive income tax with three brackets topping out at 5.99%. Only the income that falls within each bracket is taxed at that bracket's rate, so your marginal rate can be higher than your effective rate.

Does this include federal tax?

No. This tool computes only Rhode Island state income tax. Federal income tax and FICA payroll taxes are separate. Use it to estimate the state line of your overall tax picture, then add federal taxes separately.

Rhode Island Income Tax Calculator

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Rhode Island levies a progressive state income tax with three brackets that top out at 5.99 percent. This calculator applies the official graduated thresholds, subtracts the standard deduction and personal exemptions, and shows your tax due along with effective and marginal rates.

How it works

Rhode Island taxes income in three slices. For 2024 the first roughly 73,450 dollars of taxable income is taxed at 3.75 percent, income up to about 166,950 dollars at 4.75 percent, and everything above 166,950 dollars at 5.99 percent. The same bracket thresholds apply to all filing statuses; Rhode Island does not double the brackets for joint filers.

Taxable income is computed as:

taxable = income − standard deduction − (exemptions × $4,950)

The standard deduction is about 10,550 dollars single or 21,150 dollars joint for 2024, and each exemption is worth about 4,950 dollars. Both phase out at higher incomes; this tool applies the headline amounts.

Example

A single filer with 90,000 dollars of income and one exemption subtracts the 10,550 dollar standard deduction and 4,950 dollar exemption, leaving 74,500 dollars taxable. Tax is 3.75% of 73,450 (2,754 dollars) plus 4.75% of the remaining 1,050 (50 dollars), about 2,804 dollars — an effective rate near 3.1 percent.

Notes

Rhode Island indexes its brackets, deduction, and exemption for inflation each year, and both the deduction and exemption phase out at higher incomes (the deduction reaches zero around 246,000 dollars of AGI). This simplified tool uses the 2024 headline figures and does not model the phase-outs. Estimate only, not tax advice — confirm at tax.ri.gov.