What is the property tax rate in Sacramento?

Sacramento's effective property tax rate is about 0.74% of assessed value. That includes California's 1% base rate from Proposition 13 minus typical assessment effects, plus voter-approved bonds and direct levies. The tool uses 0.74% by default and lets you add an extra levy percentage for your specific district.

How is assessed value determined in California?

Under Proposition 13, a property's assessed value is generally its purchase price, increased by at most 2% per year. It is reassessed to market value when the property changes ownership or has new construction. The assessed value, not the current market price, is what your tax is calculated on.

What is the California homeowner exemption?

California offers a $7,000 reduction in assessed value for a property that is your principal residence. The tool subtracts $7,000 before applying the rate when you enable the exemption, which lowers the taxable base and your bill by a small fixed amount each year.

Why might my actual bill differ from this estimate?

Bills vary by tax-rate area within Sacramento County because of different voter-approved bonds, Mello-Roos community facilities districts, and special assessments. This tool uses a county-typical 0.74% effective rate plus any levy you enter, so check your assessor statement for the exact rate that applies to your parcel.

Is this the same as my market value?

No. California taxes assessed value, which is often well below current market value for long-held homes thanks to Proposition 13's 2% cap. Enter your assessed value from your tax statement, not a current listing estimate, for an accurate result.

Sacramento Property Tax Estimator

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The Sacramento Property Tax Estimator projects your annual property tax using Sacramento County’s typical 0.74% effective rate and California’s assessment rules. It is for homeowners budgeting their bill, buyers estimating carrying costs, and anyone comparing neighborhoods. Enter your assessed value, optionally apply the $7,000 homeowner exemption, and the tool returns your yearly and monthly tax.

How it works

California’s Proposition 13 sets a 1% base rate on assessed value, but additional voter-approved bonds and direct levies combine with assessment practices to produce a Sacramento County effective rate near 0.74%. The calculation is:

taxable value = assessed value - (homeowner exemption if applied)
annual tax = taxable value x (effective rate / 100)

The standard homeowner exemption reduces assessed value by $7,000 for a principal residence, trimming the taxable base before the rate is applied. You can add an extra levy percentage to cover Mello-Roos or other special assessments that apply to your parcel. The monthly figure is simply the annual tax divided by twelve.

Annual tax = (assessed value − exemption) × effective rate.

Tips and example

A home assessed at $450,000 as a principal residence first drops to $443,000 after the $7,000 exemption. At the 0.74% effective rate that is 443,000 × 0.0074 ≈ $3,278 a year, or about $273/month. Add a 0.20% Mello-Roos levy and the annual bill rises by roughly $886. Remember to enter your assessed value from your tax statement — usually below market value under Proposition 13 — not a current listing price. Everything is calculated in your browser and nothing you enter is uploaded.