Does Texas have a state income tax?

No. Texas is one of a handful of states with no personal income tax, and there is no state disability insurance payroll tax either. Your paycheck is reduced only by federal income tax and FICA, so Texas take-home is higher than in income-tax states.

What gets withheld from a Texas paycheck?

Federal income tax based on 2024 brackets after the standard deduction, Social Security at 6.2% up to the wage base, and Medicare at 1.45% on all wages (plus 0.9% on earnings over $200,000). No state income tax is withheld.

How accurate is this Texas paycheck estimate?

It is a close estimate for a straightforward W-2 worker using 2024 federal brackets and FICA. It does not model W-4 adjustments, multiple jobs, 401(k) or HSA contributions, or pre-tax health premiums, all of which change actual withholding.

How does pay frequency affect the result?

The tool annualizes your per-period pay to compute taxes accurately, then divides back to your chosen frequency. A higher frequency means smaller individual checks but the same annual take-home, all else equal.

Why is my Texas net pay higher than a coworker's in another state?

Because Texas levies no state income tax, you keep the slice that residents of income-tax states lose to state withholding. At the same gross salary, a Texas worker typically nets several percent more.

Texas Paycheck Calculator

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The Texas paycheck calculator estimates your real take-home pay after federal tax and FICA. Because Texas has no state income tax and no state disability insurance tax, the only deductions are federal, which makes Texas paychecks larger than those in income-tax states at the same salary. Enter your gross pay and frequency to see net pay per period and per year.

How it works

The tool annualizes your per-period gross (gross × periods per year) so taxes are computed on a full-year basis, then divides back to your pay frequency. From annual gross it subtracts 2024 federal income tax — bracket rates applied to income above the standard deduction of $14,600 single or $29,200 married — plus Social Security at 6.2% up to the $168,600 wage base and Medicare at 1.45% on all wages (with an extra 0.9% above $200,000). The Texas state income tax line is always $0.

Example and notes

A $2,500 bi-weekly gross is $65,000 per year. For a single filer, federal taxable income is about $50,400, producing roughly $6,300 federal tax, $4,030 Social Security, and $943 Medicare — leaving net annual take-home near $53,700, or about $2,066 per bi-weekly check. This estimate excludes 401(k) and HSA contributions, health premiums, and W-4 adjustments. Verify federal figures at irs.gov.