This page shows the Stamp Duty Land Tax (SDLT) payable on the average home in Bath (England), using the bands effective from 1 April 2025. The calculator above is pre-filled with the real average Bath price and you can change it to your own.
SDLT on the average Bath home
The average Bath home costs £407,049 (ONS / HM Land Registry UK House Price Index, December 2025). On that price:
| Buyer type | SDLT due | Effective rate |
|---|---|---|
| Home mover (main residence) | £10,352 | 2.54% |
| First-time buyer | £5,352 (saves £5,000) | 1.31% |
| Additional property (+5%) | £30,705 | 7.54% |
Band breakdown for a home mover at £407,049
| Slice of price | Rate | Tax |
|---|---|---|
| £0–£125,000 | 0% | £0 |
| £125,000–£250,000 | 2% | £2,500 |
| £250,000–£407,049 | 5% | £7,852 |
SDLT is charged slice-by-slice, like income tax — each portion of the price within a band is taxed at that band’s rate, so the top rate never applies to the whole price.
SDLT bands (England & Northern Ireland, from 1 April 2025)
| Portion of price | SDLT rate |
|---|---|
| Up to £125,000 | 0% |
| £125,000 to £250,000 | 2% |
| £250,000 to £925,000 | 5% |
| £925,000 to £1,500,000 | 10% |
| Above £1,500,000 | 12% |
First-time buyers (price up to £500,000): 0% up to £300,000, then 5% on £300,001–£500,000. Above £500,000 the relief is lost and standard rates apply to the whole price.
Additional property (second home / buy-to-let): a 5-percentage-point surcharge is added to every band for purchases on or after 31 October 2024 (bands become 5/7/10/15/17%).
Non-UK residents pay a further 2-percentage-point surcharge on top (from 1 April 2021).
Other UK nations
SDLT applies only to England and Northern Ireland.
- Scotland uses LBTT (Land and Buildings Transaction Tax): 0% to £145,000, 2% to £250,000, 5% to £325,000, 10% to £750,000, 12% above. First-time buyer relief raises the nil-rate band to £175,000. The Additional Dwelling Supplement is 8% (from 5 December 2024).
- Wales uses LTT (Land Transaction Tax): 0% to £225,000, 6% to £400,000, 7.5% to £750,000, 10% to £1.5m, 12% above. Wales has no first-time-buyer relief; higher rates for additional properties run 5–17% (from 11 December 2024).
Sources & as-of
- SDLT bands: GOV.UK — Stamp Duty Land Tax residential rates (effective 2025-04-01).
- Average house price: HM Land Registry / ONS UK House Price Index, December 2025 dataset (2025-12-01).
- LBTT: Revenue Scotland. LTT: GOV.Wales.
- Page data as-of 2026-06-18. SDLT is a planning estimate; you must file and pay within 14 days of completion via your conveyancer. Bands can change at fiscal events — confirm current rates on GOV.UK.