How much state income tax does Vermont take from my paycheck?

Vermont uses a graduated income tax with 2024 rates of 3.35%, 6.6%, 7.6%, and 8.75% applied across brackets. After the Vermont standard deduction and personal exemptions, your taxable income is taxed marginally, so only income above each threshold is taxed at the higher rate. The calculator shows the resulting state withholding.

Does Vermont have a local or city income tax?

No. Vermont does not levy any municipal or local income tax, so your only income taxes are federal and the Vermont state tax. This calculator therefore applies no local withholding.

Does Vermont deduct state disability insurance (SDI)?

No. Vermont does not have a mandatory employee state disability insurance payroll deduction like California or New York. The only mandatory payroll taxes deducted from your wages are federal income tax, Vermont income tax, and FICA (Social Security and Medicare).

How does a 401(k) contribution change my Vermont take-home pay?

Traditional 401(k) contributions are deducted before income tax, lowering both your federal and Vermont taxable income. They are still subject to FICA, so Social Security and Medicare are calculated on your full gross. The calculator applies the contribution as a pre-tax reduction before computing income taxes.

Is this calculator exact for my W-4?

It is a close estimate, not an exact payroll run. Your real withholding depends on W-4 elections, additional withholding, health and other pre-tax benefits, and any supplemental wages. Use this to plan, and rely on your pay stub or employer's payroll system for exact figures.

Vermont Paycheck Calculator (Take-Home Pay)

Email me this result

Get this tool's output sent to your inbox, plus one useful tool a week. No spam, unsubscribe any time.

Vermont’s income tax is graduated, climbing from 3.35% to 8.75% across four brackets, and the state has no local income tax and no employee disability deduction. This calculator combines 2025 federal brackets, Vermont’s 2024 state brackets, the VT standard deduction and personal exemption, and FICA to estimate your real take-home pay for any pay frequency.

How it works

The tool annualizes your gross pay, then applies deductions in order:

Pre-tax 401(k) is removed from income before income tax.
Federal income tax uses the 2025 brackets and standard deduction.
Vermont state tax is applied to income after the VT standard deduction and personal exemptions, using the graduated brackets.
FICA is charged on full gross: Social Security at 6.2% up to the wage base, Medicare at 1.45%.

Net pay = Gross − 401(k) − Federal tax − Vermont tax − Social Security − Medicare

Because Vermont’s tax is marginal, only the portion of taxable income inside each bracket is taxed at that bracket’s rate.

Vermont brackets and deductions

2024 single brackets: 3.35% up to $45,400, 6.6% to $110,050, 7.6% to $229,550, 8.75% above.
Married filing jointly uses wider brackets (3.35% up to $75,850, and so on).
VT standard deduction: roughly $7,000 single / $14,050 married, plus a personal exemption of about $4,850 per person.

Worked example

A single Vermont worker earning $60,000/year with no 401(k) and one exemption:

Vermont taxable income ≈ 60,000 − 7,000 − 4,850 = $48,150
VT tax ≈ first $45,400 × 3.35% + ($48,150 − 45,400) × 6.6% ≈ $1,701

Federal tax, Social Security, and Medicare are then subtracted to reach the net figure shown.

Note: This is a planning estimate. Vermont has no local income tax and no employee SDI. Pre-tax health premiums and other benefits are not modelled — check your pay stub for exact withholding.