Knowing your hourly rate is only half the picture — what matters is the annual salary it adds up to and how much of that you actually keep. This tool converts any hourly wage into gross yearly pay, then applies Arizona’s flat 2.5% income tax, federal income tax, and FICA to estimate your real take-home pay.
How it works
The conversion from hourly to salary is straightforward:
gross annual = hourly rate × hours per week × weeks per year
A full-time worker at $25/hour for 40 hours over 52 weeks earns $52,000 gross.
From gross pay, three main taxes come out. Arizona applies a flat 2.5% state income tax to taxable income — one of the lowest flat rates in the U.S. Federal income tax is graduated, applied here using simplified 2024 brackets after the standard deduction. FICA takes 7.65% (6.2% Social Security up to the wage cap plus 1.45% Medicare with no cap).
Example
At $30/hour, 40 hours/week, 52 weeks: gross is $62,400. Arizona’s 2.5% flat tax on income after the standard deduction is roughly $1,250. Federal tax for a single filer is roughly $5,800, and FICA is about $4,774. Net take-home lands near $50,500 per year, or about $1,940 every two weeks.
Notes
This is an estimate. It uses the flat 2.5% Arizona rate and simplified federal brackets, and assumes the standard deduction. Pre-tax retirement contributions, health premiums, and other W-4 settings change the result. Always check your actual pay stub for the precise withholding amounts.