If you lose your job in Maine, unemployment insurance replaces part of your wages. The weekly benefit amount is based on your earnings during the base period — specifically the average of your two highest-earning quarters, divided by 22. This estimator applies Maine’s formula, caps the result within the state minimum and maximum, and shows your potential total benefits over up to 26 weeks.
How it works
Maine determines your benefit from your base-period wages using a fixed divisor:
- Find your two highest quarters. Sort your four base-period quarters and take the two largest.
- Average and divide by 22.
WBA = (sum of two highest quarters / 2) / 22. The divisor of 22 reflects Maine’s statutory replacement formula. - Apply the cap. The result is bounded by Maine’s minimum (
~$95) and maximum (~$538) weekly benefit amounts, which adjust annually. - Multiply by weeks. Maximum total benefits =
WBA x weeks available, up to 26 weeks.
The calculator also checks a monetary-eligibility heuristic: wages in at least two quarters and enough total base-period earnings.
Tips and example
Suppose your two highest quarters were $9,000 and $8,000. Their sum is $17,000, the average is $8,500, and dividing by 22 gives a weekly benefit of about $386. Over a full 26-week claim, that is roughly $10,036 in maximum total benefits.
If your calculated amount exceeds $538, it is capped at Maine’s maximum; if it falls below $95, it is raised to the minimum. These caps and the divisor are set by Maine’s Department of Labor and updated each year, so treat this as an estimate and confirm your actual determination at maine.gov/unemployment.